At Tetra we have adopted a four-pillar approach to financial planning which includes:

1. Non-Obligation Initial Consultation

Your financial planning journey begins with an initial face to face or online meeting where we will take the time to carefully record details of your financial plans as well as your current circumstances, priorities and future goals so we can build you a bespoke financial plan which will help you reach your financial goals.

1. Research and Analysis

Upon completion of our first meeting we will then conduct comprehensive research into your financial plans to check if they are appropriate for your needs. If changes are necessary we will create an easy to understand report explaining our rationale.

1. Personalised Financial Plan

Once research has been completed and advice signed off we will meet with you again to discuss the benefits of your recommendation. If you are happy with our advice then we will implement the changes on your behalf. For complete peace of mind, the suitability of the advice you receive is covered by the St. James's Place advice guarantee.

1. Ongoing Reviews

Over time your circumstances and priorities are likely to change so it is important that your plans are reviewed on a regular basis to ensure they remain suitable for your needs. Upon implementation of your bespoke financial plan we will agree on the frequency of your reviews and conduct these in a way which suits you best, either face to face or online. We will also keep you updated with the latest news and product related content through our E-Briefing service.